— PARTICIPANT ACCOUNTS —
These are honest accounts from individuals who have completed one or more of our programmes — in their own words, unedited for positivity.
Back to Home— PARTICIPANT REVIEWS —
Nurul Ain Roslan
Petaling Jaya · Budget Foundations
"I had read plenty of personal finance articles over the years, but this was the first time someone sat with the subject without trying to sell me anything at the end. The workbook is genuinely useful — I still refer to the expense categorisation section."
March 2025
Hafiz Imran
Kuala Lumpur · Investment Studies
"The Shariah instrument content was what made the difference for me. It was covered as a natural part of the Malaysian market — not a separate module tacked on. Ahmad Farouk clearly knows the subject from having worked in it, not from a textbook."
February 2025
Chin Wei Ling
Shah Alam · Lifetime Planning Studies
"The EPF sections were the most valuable for me. I had always assumed I understood my EPF account but discovered several things I had misread for years. The estate basics were also useful — I had not expected that to be covered at all. Four stars because the individual sessions were hard to schedule."
March 2025
Siti Khadijah
Klang · Budget Foundations
"I appreciated that the programme moved at a pace I could keep up with. I have attended financial talks before where I felt the speaker assumed everyone already knew what they were talking about. Here, nothing was assumed. The pre-enrolment conversation was also reassuring."
January 2025
Rajesh Kumar
Subang Jaya · Investment Studies
"The annotated case studies were the most useful part for me. Seeing real Malaysian market scenarios — even presented as historical examples — made the concepts much more concrete than any definition could. The group sessions were also genuinely useful, not just scheduled padding."
April 2025
Yap Hui Xian
Puchong · Lifetime Planning Studies
"The planning portfolio was something I did not expect to find genuinely useful, but I have looked at it several times since the programme ended. Having everything organised in one place — retirement, healthcare, estate — made it clearer what I still need to think about and what I have already addressed."
March 2025
— BY THE NUMBERS —
8+
Years Running
1,200+
Completions
4.7
Avg. Rating / 5
3
Structured Programmes
— PARTICIPANT JOURNEYS —
Ahmad Mustaqim, 34 — Kuala Lumpur
Budget Foundations → Investment Studies
STARTING POINT
Ahmad tracked his income but had no systematic approach to expenses. He had been told repeatedly by friends to "start investing" but did not feel he understood what that meant in practice.
THE STUDY
He completed Budget Foundations over five weeks, then enrolled in Investment Studies three months later. He chose to take the gap to settle what he had learned before adding new material.
OUTCOME
By the end of Investment Studies, Ahmad could read unit trust product highlights sheets without assistance and had begun asking informed questions when consulting a licensed adviser externally.
Priya Thiagarajan, 47 — Subang Jaya
Lifetime Planning Studies
STARTING POINT
Priya had invested regularly for years but had not thought systematically about what she was preparing for. She felt uncertain about her EPF withdrawal plans and had no will in place.
THE STUDY
She joined Lifetime Planning Studies after attending a pre-enrolment conversation that confirmed the programme was at the right level for her. She used the individual facilitator sessions to work through her EPF planning questions.
OUTCOME
Priya completed her planning portfolio by the final week and used it to have a much more specific conversation with her solicitor shortly after. She has since referred two colleagues to the programme.
Lee Kah Meng, 29 — Petaling Jaya
Budget Foundations
STARTING POINT
Two years out of university, Kah Meng was spending roughly what he earned each month and felt vaguely anxious about it but had no framework for addressing it.
THE STUDY
He completed Budget Foundations in four weeks and found the reserve-setting modules the most immediately applicable. He described the programme as "unhurried and non-judgmental."
OUTCOME
By the end of the programme he had built his first monthly budget and set up a separate savings allocation. He has enrolled in Investment Studies for the following intake.
— TRUST INDICATORS —
17 Persiaran Titiwangsa, 53200 Kuala Lumpur
Mon – Fri: 9:00am – 6:00pm; Sat: 9:00am – 1:00pm
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