— OUR PROGRAMMES —
Three Preparations, Three Stages of Understanding
Each programme is a self-contained course of study, designed to be followed deliberately and at the learner's appropriate pace.
Back to Home— OUR METHODOLOGY —
How We Structure Each Programme
Assess
Before each programme begins, participants complete a brief intake exercise that establishes current familiarity with concepts. This allows facilitators to calibrate the pace of sessions.
Layer
Concepts are introduced in sequence, with each new topic building on vocabulary and frameworks already established. No assumption is made that participants know what has not yet been covered.
Consolidate
Each module ends with a consolidation exercise. Participants are not assessed for a grade — the exercise is for their own reference, to surface gaps before moving forward.
PROGRAMME 1 · SIMPLE REMEDIES
Budget Foundations
An introductory programme presenting household budgeting as simple herbal remedies — gentle, considered, well-understood. Participants learn the basic preparations of budgeting, expense awareness, and reserve-setting through measured exercises.
Materials include compendium-style workbooks, recorded sessions, and a reference glossary. Suited for careful, methodical learners who are new to structured financial thinking or who wish to revisit foundations they feel were never clearly explained.
- Household budget construction and maintenance
- Expense categorisation and awareness exercises
- Reserve-setting principles and emergency fund concepts
- Compendium workbook and reference glossary included
- Recorded session access for participants
PROGRAMME 2 · COMPOUND PREPARATIONS
Investment Studies
An educational programme examining investment concepts as compound preparations — where multiple elements are combined according to their properties. Content covers equities, bonds, unit trusts, Shariah-compliant instruments, and Malaysian market features from a descriptive standpoint.
This programme does not recommend specific products or funds. It equips participants to read and understand product disclosures, compare instrument characteristics, and form their own considered questions when speaking with a licensed adviser.
- Equities, bonds, and unit trust fundamentals
- Shariah-compliant instruments: sukuk, Islamic unit trusts
- Malaysian market structure and regulatory overview
- Annotated case studies with local market examples
- Optional group consultation sessions
PROGRAMME 3 · LONG REGIMEN
Lifetime Planning Studies
An extended programme on retirement and legacy planning, presented as a long herbal regimen followed across decades. Topics include EPF, private retirement schemes (PRS), healthcare considerations, and estate basics within the Malaysian context.
This programme is suited to participants who have a reasonable working knowledge of personal finance and wish to think carefully and systematically about the decades ahead. Optional individual facilitator sessions allow for personalised discussion within educational scope.
- EPF: structure, withdrawal rules, and planning considerations
- Private Retirement Schemes (PRS) overview
- Healthcare and takaful within retirement planning
- Estate basics: wills, faraid, and trust instruments
- Personal planning portfolio (compiled through the programme)
- Optional individual facilitator sessions included
— CHOOSING THE RIGHT PROGRAMME —
Programme Comparison
| FEATURE | Budget Foundations |
Investment Studies |
Lifetime Planning |
|---|---|---|---|
| Programme fee | MYR 420 | MYR 1,920 | MYR 3,420 |
| Duration | 4–6 weeks | 8–10 weeks | 12–16 weeks |
| Compendium workbook | |||
| Recorded sessions | |||
| Shariah-compliant content | |||
| Group consultation sessions | |||
| Individual facilitator sessions | |||
| Personal planning portfolio |
BEST FOR
Budget Foundations
Those starting from scratch, or who feel their foundational understanding has gaps that were never properly addressed.
BEST FOR
Investment Studies
Those who manage their budget comfortably and want to understand investment instruments without product pressure.
BEST FOR
Lifetime Planning
Those who are ready to think systematically about the decades ahead — retirement, healthcare, and estate considerations.
— SHARED ACROSS ALL PROGRAMMES —
Standards Applied to Every Programme
No Product Recommendations
Neither facilitators nor materials recommend specific products, funds, or providers. Discussion of instruments is descriptive, not prescriptive.
Annual Content Review
All programme materials are reviewed at least once a year for accuracy and continued relevance to Malaysian conditions and regulations.
Participant Data Protection
All participant information is handled in compliance with the Personal Data Protection Act 2010. Data is not shared with third parties or used for product marketing.
Post-Programme Feedback
A structured feedback process follows every cohort. Responses are reviewed by programme leads and used to refine content, pacing, and materials.
— PROGRAMME FEES —
Transparent Pricing, All Inclusive
SIMPLE REMEDIES
Budget Foundations
MYR 420
- 4–6 weeks
- Workbook & glossary
- Recorded sessions
- All materials included
COMPOUND PREPARATIONS
Investment Studies
MYR 1,920
- 8–10 weeks
- Workbook & case studies
- Shariah instrument modules
- Group consultation sessions
LONG REGIMEN
Lifetime Planning
MYR 3,420
- 12–16 weeks
- Planning portfolio
- Reference library access
- Individual facilitator sessions
Not Sure Which Programme Suits You?
We offer a brief pre-enrolment conversation to help you identify the most appropriate entry point. There is no commitment involved — only a conversation.
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