These Terms and Conditions ("Terms") govern your access to and use of the website oakridgein and any educational programmes offered by Oakridge Vassal, a financial education provider registered in Malaysia. By accessing this website or enrolling in any programme, you agree to be bound by these Terms.
If you do not accept these Terms, please discontinue use of this website and refrain from enrolling in any programme.
1. Nature of Services
Oakridge Vassal provides structured financial education programmes designed to improve participants' understanding of personal finance concepts, investment principles, and long-term planning. All content is educational in nature.
Nothing on this website or within any programme constitutes financial advice, investment advice, legal advice, or any other form of regulated advisory service. Oakridge Vassal does not provide personalised recommendations on specific financial products or securities. Participants are encouraged to seek advice from appropriately licensed professionals before making any financial decisions.
2. Eligibility
To access this website and enrol in our programmes, you must:
- Be at least 18 years of age;
- Have the legal capacity to enter into a contract under Malaysian law;
- Provide accurate and truthful information when submitting enquiry or enrolment forms.
We reserve the right to decline enrolment at our discretion, without obligation to provide a reason.
3. Programme Enrolment and Fees
3.1 Fees
Programme fees are as listed on our website at the time of enrolment and are denominated in Malaysian Ringgit (MYR). Fees are inclusive of the materials and sessions described in the respective programme descriptions.
3.2 Payment
Full payment is required prior to commencement of the programme unless alternative arrangements have been confirmed in writing by Oakridge Vassal.
3.3 Cancellation and Refunds
If you wish to withdraw from a programme after enrolment, please contact us at least seven (7) calendar days before the programme start date. Requests received within this window will be assessed on a case-by-case basis.
Cancellations received fewer than seven days before the start date, or after commencement, may not be eligible for a refund. We will communicate any applicable conditions clearly at the point of enquiry.
4. Intellectual Property
All content on this website and within programme materials — including text, graphics, workbooks, case studies, and recorded sessions — is the intellectual property of Oakridge Vassal or its licensors. You may not reproduce, distribute, adapt, or resell any programme content without prior written consent from Oakridge Vassal.
Materials provided upon enrolment are for your personal, non-commercial educational use only.
5. Acceptable Use of This Website
When using this website, you agree not to:
- Transmit any content that is unlawful, harmful, or misleading;
- Attempt to gain unauthorised access to any part of our systems;
- Use automated tools to scrape, crawl, or harvest content from this website;
- Interfere with the normal operation of this website in any way.
6. Accuracy of Information
We take care to ensure the information on this website is accurate and current. However, we do not warrant that all content is free of error or complete at all times. Programme content, fees, and schedules may be updated periodically. The version published on the website at the time of your enquiry will apply.
7. Limitation of Liability
To the extent permitted by Malaysian law, Oakridge Vassal shall not be liable for any indirect, incidental, or consequential loss arising from your use of this website or reliance on any programme content. Our total liability in connection with any claim arising from these Terms shall not exceed the fees paid by you for the relevant programme.
This limitation does not affect liability for death or personal injury caused by negligence, or any other liability that cannot be excluded by law.
8. Privacy
Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it to understand how we handle your personal information.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of Malaysia. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Malaysia.
10. Changes to These Terms
Oakridge Vassal reserves the right to revise these Terms at any time. The revised version will be posted on this page with an updated effective date. Continued use of this website after any revision constitutes your acceptance of the updated Terms.
11. Contact
For any questions regarding these Terms, please reach out to us:
Oakridge Vassal 17 Persiaran Titiwangsa, 53200 Kuala Lumpur, MalaysiaTel: +60 3 4043 6128
Email: [email protected]